top of page

Why the American Express Gold Card is a Must Get For Foodies

Updated: Feb 27, 2023

American Express Gold Card : Annual Fee $250

  • 4x on Restaurants Worldwide

  • 4x on U.S. Supermarkets up to $25,000, then 1x for the rest of the year

  • 3x on travel booked directly with airlines or

  • 1x on all other purchases

The American Express Gold Card is a premium credit card that offers a variety of benefits and perks to its users. One of the most notable benefits of the card is the intro bonus, which usually offers 60,000 Membership Rewards points after you spend $4,000 on eligible purchases in the first 6 months of card membership. These points are redeemable at a 1 Point = 1 Cent ratio. However, making use of American Express Reward Points could let you earn upwards value of $1,200 or more.

With this affiliated link, there is a chance of receiving the 90,000 Membership Rewards points intro bonus. That's about $1,800 in free travel!

Some example redemptions you can make using the points are:

To learn more about how to use these points, here is a 5 minute read that explains more about credit card points!

In addition to the intro bonus, the American Express Gold Card offers a number of other perks to cardholders. One of the most valuable perks is the 4x Membership Rewards points on restaurants worldwide, including takeout and delivery. Cardholders also earn 4x points on up to $25,000 per calendar year in purchases at U.S. supermarkets, 3x points on flights booked directly with airlines or on and 1x points on other purchases.

Some other notable perks include:

  • $100 experience credit per stay at select hotels and resorts in the Amex Hotel Collection program with 2-night minimum stay.

  • Waived foreign transaction fees. This means that cardholders can use their card abroad without incurring any additional fees, making it a great option for international travel.

  • Baggage insurance, which can provide coverage for lost, stolen, or damaged baggage while traveling. Additionally, if your flight is delayed for more than six hours, the card offers trip delay reimbursement, which can cover expenses such as meals and hotel stays.

  • Rental car insurance. This coverage can help protect cardholders from potential damages to a rental car, giving them peace of mind while on the road. Saves the need to ever purchase rental car insurance if you use this card to make the reservation or booking.

To help offset the annual fee of $250, there are a few credits that are given including a $120 Uber Cash and $120 Dining Credit. The $120 Uber Cash needs to be added to your Uber account and you'll automatically get $10 in Uber Cash each month for Uber Eats orders or Uber rides in the U.S. The $120 Dining credit may be used at Grubhub, The Cheesecake Factory, Goldbelly,, Milk Bar and select Shake Shack locations after enrollment.

If you are able to make full use of these credits, that would bring the card to $10 a year.

One of the other benefits of the American Express Gold Card is the ability to transfer Mem

bership Rewards points to a variety of airline and hotel loyalty programs, including Delta SkyMiles, Hilton Honors, and Marriott Bonvoy. This allows cardholders to redeem their points for flights, hotel stays, and other travel-related expenses. To find out all transfer partners American Express has, click here.

Overall, the American Express Gold Card is a great choice for anyone who frequently dines out and travels. The intro bonus, 4x rewards on dining and supermarkets, and travel benefits make it a valuable card for anyone looking to maximize their rewards on everyday spending.

13 views0 comments

Recent Posts

See All


bottom of page